If you have an unused American Express gift card gathering dust, converting it to cash can save you from letting value go to waste—though Amex gift cards aren’t designed for direct cash withdrawal, there are legitimate ways to turn their balance into usable cash. Before starting, always check the card’s balance (via the issuer’s website or customer service) and confirm any expiration dates or fees, as these details can impact your options.

In-person gift card exchange services are a popular choice; many retail stores, grocery chains, or dedicated kiosks offer this service, where you present your Amex gift card (along with a valid ID) to verify its balance, then receive cash (minus a small processing fee, typically 5-15% of the balance). It’s important to call ahead to confirm if the location accepts American Express gift cards specifically, as some kiosks or services only work with certain brands.

Online platforms are another reliable option for cashing out unused Amex gift cards; reputable sites let you list your card by entering its balance, expiration date, and other details, then receive an offer from the platform or potential buyers. Once you accept an offer, you’ll provide the card’s information (or mail the physical card if required), and the cash will be sent to you via bank transfer, PayPal, or a digital wallet—be sure to use only trusted platforms with secure payment systems to avoid scams.

If direct cash isn’t immediately accessible, you can use workarounds to free up cash indirectly: for example, use the Amex gift card to pay for eligible bills (like phone, internet, or utility bills that accept gift card payments) and then allocate the cash you would have spent on those bills to other needs. Alternatively, some retailers allow you to purchase money orders with gift cards, which can then be cashed at a bank or post office (check retailer policies first, as this isn’t allowed everywhere).